We are a referral-based business that works hard to ensure you have a great experience.
We focus on educating and guiding you on the home buying process. Providing advanced team/tech support to match market demands and on-demand scheduling to ensure easy access to properties and your agent's availability. As well as additional backend support to ensure properly managed paperwork and timelines and expert local
knowledge and resources.
STEP #1
YOUR DREAM DWELLING:
Establishing your motivation and search criteria ahead of time generally ensures a more enjoyable search and buying process.
Here are some good questions to start with:
What area do you want to live in and why?
How many sqft. do you want?
How many bedrooms/bathrooms?
What is your target move-date?
What are your long term real estate goals?
STEP #2
PRE-APPROVAL PROCESS:
It's important to have clarity about your purchasing power/loan pre-approval prior to home shopping. Having a lender or mortgage broker who is available to answer questions on the fly is critical when searching and writing offers in a competitive market.
A conversation with a lender or mortgage broker doesn't cost anything and provides direction to
start.How much are you comfortable spending on a
monthly basis?
- How much do you have for a down payment and closing costs?We can help you develop a purchasing plan, and are here for you when you are ready, regardless of your timeline.
STEP #3
SEARCHING PROCESS:
We utilize the latest tech resources and our vast internal network to expand your purchasing options while maintaining an enjoyable search process!
We give quick and easy access to properties as needed.
After each property consider what you did or didn't like.
We help search and provide feedback to ensure the best properties for you.
Narrowing the search as you go and only looking at good fits will save you time and energy.
Buyers viewed an average of 10 houses during their home search. (NAR 2020)
STEP #4
WRITE A SMART OFFER:
Once you are ready, we'll help you make a smart offer. We'll
ensure you are aware of what your options are and how to
remain competitive to secure the property you want.
Does the property meet most of your search criteria and
does it make you excited?Facilitate cross-communication between you, the lender,
and the listing agent to obtain pertinent timing and offer
info.Ask your agent about all the different things that go into making a competitive offer.
About 90% of the offers we help write are accepted the1st time.
STEP #5
DEPOSITING EARNEST MONEY
& EXECUTING INSPECTIONS:
Congratulations! After your offer is accepted the property will be marked as "pending" online. This allows you the exclusive right to purchase.
Here's what will happen next:
Deposit your earnest money to escrow.
Execute inspections for a better understanding of the condition of the property.
Get clarity on the costs associated with any necessary repairs.
There is no such thing as a pass or fail home inspection. If there were, they would all be failing.
Our job is to help you identify priority repair items and how much they will cost to fix.
STEP #6
NEGOTIATE REPAIRS:
When negotiating repairs we're usually focused on safety/health concerns and/or any items that are not operating as they should. We typically negotiate with the sellers in these three ways:
Ask the seller to hire contractors to make specific repairs prior to closing of the property.
Request the seller credits you money towards your closing costs.
Ask for a price reduction.
STEP #7
APPRAISE PROPERTY:
The appraisal process comes after your inspection. Financing is usually contingent on a satisfactory appraisal. Generally,
7 business days are needed to complete and submit the report.
Portland Metro home values have gone up 6.6% over the past
year and the latest forecast is they will rise 6.1% in the next year.
STEP #8
CLOSING & KEYS:
Once the loan has final approval, you'll receive the final closing statement for review.
Title and Escrow will schedule you to sign all loan and title documents, 1-3 business days before the closing date.
We will meet you at the property to get you keys and allow access!We make a donation to a local nonprofit partner of your choice after closing.
We are a continued resource for you before, during, and after the process is over.
